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Damage waiver or, as it is often referred to, collision damage waiver (CDW) or loss damage waiver (LDW), is optional damage insurance coverage that is available to you when you rent a car. Car rental companies treat the CDW as a waiver of their right to make the renter pay for damages to the car.〔(CDW Explained )〕 In many countries, it is a legal requirement to have CDW insurance included in the basic car rental rate. It covers the rented car. Some rental companies also offer liability insurance and coverage of towing charges. Terms and prices vary. Alternatives to the CDW include other car insurance policies, some coverage from credit card issuers (Visa, MasterCard, etc.,) and some travel insurance. ==Risks addressed== Liability. If the car damages property or injures someone, the customer or other insurance must pay for the damages (liability). US car rental companies sometimes include minimum liability insurance required by law in the basic rental charge. Hertz includes it in all states except California.〔http://www.hertz.com/rentacar/reservation/reviewmodifycancel/templates/rentalTerms.jsp?KEYWORD=COVERAGES&EOAG=LAXT15〕 Avis includes it in all states except California and Texas, at least for renters who lack their own coverage.〔http://www.avis.com/search/SearchMain.jsp?question_box=liability&question=lew&ui_mode=question&charset=UTF-8&language=en-US&site=Avis&searchtype=WebSearch&user.segment=avisnew〕 Other companies do not publicize where they include liability insurance in the basic rental charge. Some car rental companies offer more liability insurance for a fee.〔Avis offers one or two million dollars of (Additional Liability Insurance (ALI) ) in the US.〕〔Hertz offers one or two million dollars of (Liability Insurance Supplement (LIS) ) in the US〕 Collision, theft, other damage. When a customer does not pay the car rental company to waive damage, and a rented car is stolen, or damaged by accident, vandalism, weather (hail), etc., the customer or other insurance must pay to the rental company the full cost of repair, plus administrative charges and, in some states, loss of use. The rental company's damage waiver normally covers accidental damage and towing a damaged vehicle, as long as the renter complies with the rental contract (such as authorized drivers, locations, no racing). Waivers may also cover theft, vandalism, loss of use, and liability. The renter often has a choice among different coverages for different fees. Damage waivers are not necessarily complete. They may have deductibles (also called excess) and limits on the amount covered.〔Holifield, Lee, (Rented car online for Heathrow )〕 Liability coverage always has limits. The descriptions above come from rental company websites, under headings like Policies, FAQ, Coverage, or More.〔(Avis ).〕〔(Budget ).〕〔Hertz provides insurance notes among various topics shown for each location under Reservations/(Qualifications ).〕〔(Thrifty ) provides insurance notes under "Terms and Conditions" after a location and vehicle are selected, but before making a reservation.〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Damage waiver」の詳細全文を読む スポンサード リンク
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